WE MAKE FINANCIAL PLANS YOU’LL ACTUALLY USE
True financial planning is about more than numbers on a spreadsheet.
There are standard items all financial plans address like cash flow management, investing, insurance coverage, and estate planning.
Then, there are additional uncommon pieces opportunities that equally impact your success. How are your financial goals prioritized? Are you currently over-saving for your goals or underspending today? What efficiencies are you failing to consider?
The most beneficial financial planning honors every part of who you are, calculates where you want to go, and anticipates the inevitable speed bumps that will happen along the way. Together we build a clear, customized plan that will give you confidence you’re on the right track and have not overlooked anything. And when life changes, so will your financial plan.
WHO FINANCIAL PLANNING IS A GOOD FIT FOR
With our financial planning process, you’ll have peace of mind that all your bases are covered and you’re right on track.
YOU DON’T WANT TO MISS ANYTHING
Finances are complex. What have you missed? What opportunities are you not considering?
We help you answer the questions you did not even know to ask.
YOU WANT TO KNOW HOW YOU will be AFFECTED
How do market volatility, unexpected life events, or new goals impact your outlook?
We help you answer these questions with confidence and precision.
YOU WANT a FINANCIAL TEAMMATE
Are you your household’s sole money manager? What is plan B if something were to happen to you?
We partner with you to provide objective recommendations and are here for your loved ones if ever needed.
WHAT OUR CUSTOM FINANCIAL PLANS COVER
Financial planning is helpful for anyone who wants to use their wealth as a tool to live a better life and reduce their financial stress. With our process, you’ll have peace of mind knowing that your bases are covered and you’re on the right track.
WHERE YOU ARE NOW
There are key items to review so it’s clear what your current financial landscape looks like:
Assets
Liabilities
Cash Flow
Estate Documents
Insurance Coverage
Asset Allocation
YOUR GOALS
Financial planning at its core helps you determine if your current standing and trajectory will lead to your goals. To accomplish that, you need to be able to answer all of the questions along the way:
When to Retire
The Best Time to Start
Social Security
A Clear Saving Strategy Designed for your Goals
A Plan For Health Care
OPPORTUNITIES
Great money management requires an objective second set of eyes. A professional’s perspective helps you discover new opportunities:
Reducing Investment Risks
Roth IRA Conversions
Charitable Contributions
Tax Savings
Withdrawal Strategies
FREQUENTLY ASKED QUESTIONS
CAN YOU HELP ME CONSOLIDATE MY ACCOUNTS TO MAKE SURE THE LOCATION OF MY INVESTEMENTS AND WITHDRAWAL STRATEGY WILL MINIMIZE TAXES?
Yes, we can consolidate accounts and insert certain asset classes in particular accounts to potentially reduce what you pay in taxes.
CAN YOU HELP ME UNTANGLE THE COMPLEX QUESTION OF HOW TO PLAN FOR HEALTH CARE AND LONG-TERM CARE (LTC) COSTS?
Of course! You don’t need to solve the Rubik’s Cube of health care on your own (or any complex financial decision for that matter). Together, we can look at all your options and objectively help you decide if it makes sense to purchase LTC insurance, self-insure (choosing to pay any LTC costs out of pocket), or explore other hybrid options available.
HAVE other QUESTIONS?
We are here and happy to help! Schedule a quick call with us here.
At no point will we ever “hard sell” you on working with us. Our goal is to find long-lasting and mutually beneficial relationships. We want to do great work with great people. If that’s you, give us a call!
Interested in Working With Us?
Other Services
INVESTMENT MANAGEMENT
The finance industry tends to make investing more complicated than it needs to be. That complexity typically leads to high fees, below-average performance, and a lack of transparency.
Our evidence-based investment philosophy helps clients harness the power of the market through low cost, globally diversified portfolios.
TAX PLANNING
It’s not about how high your account balance is, it’s about how much you keep after taxes.
Our pro-active, strategic approach focused on the long term helps minimize the amount of taxes you will pay throughout retirement.